Do you really need an offset account with your home loan? Tier 1 lenders would like you to think you do. As a mortgage broker, I often...

With interest rates on an upward cycle, mortgage holders are scratching their heads about what to do. Many have never experienced a rate...

As someone that has been investing in Australian property for the past 25 years, I have reached some solid conclusions around the debate...

Most sales professionals earn commission income. However, when applying for a home loan the commission income component does not get...

With house prices increasing, people's equity in their own home is also increasing. If you have sufficient equity in your own home then...

Fixed rate loans provide you with certainty of interest rates for the fixed period. Unlike variable rate loans, fixed rates don't change....

Update: May 2021 - The government announced a Family Home Guarantee aimed at single parents where the minimum deposit is 2% and will be...

Buying a property can be quite an overwhelming experience, especially if you have never done it before. Here are the steps in buying a...

If you are planning to apply for a home loan then consider these tips for getting your finances "match fit" and ready for the...

Not all home loans are made equal. Some have no ongoing fees, some have big upfront fees and others have ongoing monthly fees.  This has...

You are looking to buy your first home or apartment in Sydney or NSW.  What is the absolute minimum deposit required? In order to have...